We Strive To Be Your Financial Anchor

Break The Chains Of Debt And Live A Financially Secured Life

We have over 15 Years experience in the Financial and Debt Counselling Industry. Our team envisions a Debt Free future for all of the consumers under our care.

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Message Us

Our 6 anchors to financial freedom

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Book a free consultation

Contact us through email, Telephone or Online. For an obligation free consultation. One of our consultants will contact you to explain the process and answer any questions you may have.

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budget assessment

Our Debt Counselor will do an assessment with you. Calculating your living expenses and debt obligations.They will work out a personalized budget for you so that you can live more financially secure.

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creditor negotiation

Our Debt Counselor will then use their expert negotiation skills to negotiate directly with your creditors. This negotiation will include possible lower interest rates, extension of repayment period in order to assist the consumer to repay their debt in an acceptable and affordable manor over the shortest period possible.

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pay a monthly affordable premium

All your debt is restructured into one payment plan, and regulated by an approved Payment Distribution Agency, not only is it easy but also safe. You will receive a statement from the Payment distribution agency on a monthly basis.

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Court order optained for protection

A Court order will be obtained. Protecting you from legal action and repossession from creditors. This court order also protects you from creditors phoning you. LC Debt Counselling is the direct contact between your creditors and you.

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Credit clearance certificate issued

After you have settled all your short-term debt a clearance certificate will be issued, and your credit record will be cleared.

Who We Are

About Us

Debt counselling process is intended to assist over indebted consumers struggling with debt, through budget advice and negotiations with credit providers to reduce monthly payments, where applicable trying to negotiate a lower interest rates in order to re-struck your debt repayment in an acceptable and affordable manner.

We work together with our consumers with the same goal in mind. Getting our consumers to be Debt Free and Financially stable so that their future can be secured. Our team of experts has the skill sets to be your financial anchor. With expert negotiations with creditors and  a determination to achieve the end goal. You will be placed in caring hands.

Our promise to you

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Great Communication

Our communication line is honest and open. We believe that you need to be updated on your application with clear feedback provided.We will always be here for you from the start to the finish. We also provide a great after care facility. 

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Regulated rates

Debt counsellor’s fees are regulated by the National Credit Regulator (NCR) and are included in your affordable debt repayment plan.  Your monthly debt review payment is specific to your situation and your total outstanding debt.

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Focused on results

For us, it’s all about what secures your financial freedom. When you choose us, you’ll feel the benefit of 15 years’  experience in the Financial and Debt Counselling Industry. Our consumers deserves a secure financial future.

Visit the National credit regulator's website for Free guidelines on the program www.ncr.org.za

Testimonials

Find Your Perfect Home
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I want to thank miss Cronje for the amazing service she has given me thus far. After I transferred from another debt counsellor that I really wasn’t happy with, she assisted me with the transfer making it so easy and efficient. Your service is remarkable thank you for your kindness, I will recommend you to anyone and everyone.

Gerhard Van Staden

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How it works

The Process is simple and supported by the National Credit Act and National Credit Regulator.

Consultation

Contact us for a free no obligation consultation with our Debt Counselor.

Strategize

Our Debt Counselor will do a few assessments to determine your indebtedness and budget.

Take Action

Our Debt cunselor will then negotiate directly with your creditors. They will also get a court order to protect you.

Certification and memberships
We are registered with the NCR (NCRDC3196) and a member of DCASA

Testimonials

After being retrenched in 2017 i found it hard to meet all my obligations.After recommendation i contacted Lcdebtcounselling and what a awesome experience i had.From the first consultation up to the end it was just a breeze.I was supported by Lorinda and not once it was a hazle for her to answer all my questions and queries.The whole process reduced my stress level and for the past 2 to 3 years i can see the results and will never look back again.KUDOS to the whole team.Keep up the good work and i will recommend Lcdebtcounselling 100%.
Jurie Scott
Consumer
They are absolutely professional and supportive in every aspect in dealing with your private matters. Lorinda is such a beautiful and warm person that all my fears disappeared immediately. I would highly recommend her services to anybody who is struggling like I did. For the first time I dont have to juggle my debts anymore. I can go to bed at night and actually sleep. Thank you LC, you saved me and my kids.
Rickey Wilkins
Consumer
I want to thank Lorinda for her excellent advice and help. I transferred from another Debt Counselor to her due to some errors and she sorted it out immediately, her customer care during and after the process is remarkable.
Gerhard Van Staden
Consumer

Let's us be your financial anchor

We have over 15 Years experience in the Financial and Debt Counselling Industry. Our team envisions a Debt Free future for all of the consumers under our care.

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