We Strive To Be Your Financial Anchor
Break The Chains Of Debt And Live A Financially Secured Life
We have over 15 Years experience in the Financial and Debt Counselling Industry. Our team envisions a Debt Free future for all of the consumers under our care.
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Our 6 anchors to financial freedom
Book a free consultation
Contact us through email, Telephone or Online. For an obligation free consultation. One of our consultants will contact you to explain the process and answer any questions you may have.
budget assessment
Our Debt Counselor will do an assessment with you. Calculating your living expenses and debt obligations.They will work out a personalized budget for you so that you can live more financially secure.
creditor negotiation
Our Debt Counselor will then use their expert negotiation skills to negotiate directly with your creditors. This negotiation will include possible lower interest rates, extension of repayment period in order to assist the consumer to repay their debt in an acceptable and affordable manor over the shortest period possible.
pay a monthly affordable premium
All your debt is restructured into one payment plan, and regulated by an approved Payment Distribution Agency, not only is it easy but also safe. You will receive a statement from the Payment distribution agency on a monthly basis.
Court order optained for protection
A Court order will be obtained. Protecting you from legal action and repossession from creditors. This court order also protects you from creditors phoning you. LC Debt Counselling is the direct contact between your creditors and you.
Credit clearance certificate issued
After you have settled all your short-term debt a clearance certificate will be issued, and your credit record will be cleared.
Who We Are
About Us
Debt counselling process is intended to assist over indebted consumers struggling with debt, through budget advice and negotiations with credit providers to reduce monthly payments, where applicable trying to negotiate a lower interest rates in order to re-struck your debt repayment in an acceptable and affordable manner.
We work together with our consumers with the same goal in mind. Getting our consumers to be Debt Free and Financially stable so that their future can be secured. Our team of experts has the skill sets to be your financial anchor. With expert negotiations with creditors and a determination to achieve the end goal. You will be placed in caring hands.
Our promise to you
Great Communication
Our communication line is honest and open. We believe that you need to be updated on your application with clear feedback provided.We will always be here for you from the start to the finish. We also provide a great after care facility.
Regulated rates
Debt counsellor’s fees are regulated by the National Credit Regulator (NCR) and are included in your affordable debt repayment plan. Your monthly debt review payment is specific to your situation and your total outstanding debt.
Focused on results
For us, it’s all about what secures your financial freedom. When you choose us, you’ll feel the benefit of 15 years’ experience in the Financial and Debt Counselling Industry. Our consumers deserves a secure financial future.
Visit the National credit regulator's website for Free guidelines on the program www.ncr.org.za
Testimonials
Find Your Perfect Home
I want to thank miss Cronje for the amazing service she has given me thus far. After I transferred from another debt counsellor that I really wasn’t happy with, she assisted me with the transfer making it so easy and efficient. Your service is remarkable thank you for your kindness, I will recommend you to anyone and everyone.
How it works
The Process is simple and supported by the National Credit Act and National Credit Regulator.
Consultation
Contact us for a free no obligation consultation with our Debt Counselor.
Strategize
Our Debt Counselor will do a few assessments to determine your indebtedness and budget.
Take Action
Our Debt cunselor will then negotiate directly with your creditors. They will also get a court order to protect you.
Certification and memberships
We are registered with the NCR (NCRDC3196) and a member of DCASA
Testimonials
- 082 824 6186
Let's us be your financial anchor
We have over 15 Years experience in the Financial and Debt Counselling Industry. Our team envisions a Debt Free future for all of the consumers under our care.