About Us
Personalised Budget Assessment
At LC Debt Counsellors, we believe that every person deserves the chance to regain control of their financial future. When your finances are not all smooth sailing, our role is to provide the stability, clarity, and guidance you need to move forward with confidence. As an NCR registered practice, we offer professional debt counselling and debt review services that help over indebted South Africans reduce monthly payments, protect their assets, and work toward long term financial freedom.
Associations and Memberships
Debt counselling in South Africa is a regulated process governed by the National Credit Act, 2005. All debt counsellors must be registered with the National Credit Regulator to ensure consumer protection, legal compliance, and ethical practice.
LC Debt Counsellors is fully registered with the National Credit Regulator (NCRDC3196) and is an active member of the Debt Counsellors Association of South Africa (DCASA). These affiliations demonstrate our commitment to professional standards, continued industry knowledge, and accountability.
Why We Do What We Do
Debt counselling exists to support over indebted consumers by providing structured budget guidance, negotiation with credit providers, and legal protection through the debt review process. Effective debt counselling can reduce your monthly payments, improve affordability, and help you manage your debt in a way that is sustainable and financially responsible.
Choosing the right debt counsellor is essential. You need someone with the skills, experience, and commitment to secure the best possible outcomes. Our background includes more than 34 years of experience in the banking sector, specialising in credit, assessment, and financial risk. This expertise allows us to negotiate confidently on your behalf and develop a repayment plan that supports your long term stability.
What sets us apart is our personal approach. We are not a call centre environment. You work directly with your debt counsellor, building a professional and supportive relationship throughout your journey. We understand that debt is deeply personal, and we treat every application with strict confidentiality. We will never contact you at work unless you specifically request it.
At LC Debt Counsellors, we do more than provide a service. We become your financial anchor, guiding you through challenging waters and helping you move toward a life of financial freedom.
Our Vision
LC Debt Counselling’s envision a world in which all consumers have the power to lift themselves out of poverty and to create a vital debt free and financially secured life.
Our Mission
LC Debt Counselling’s vision is to empower consumers to become debt free and financially secure.
Core values
We maintain the highest standards of professional and ethical behavior, and value transparency and honesty in our communications, relationships and actions.