Debt does not disappear just because you look away. Many people hope that if they just give it time, things will somehow improve. Some avoid opening statements or really looking at their budget because the numbers feel overwhelming. Others keep repaying only the minimum asked each month and assume that eventually it will sort itself […]
You might wonder why people become debt counsellors. We can tell you that it is not for the money or glamour. It is not an easy job. Every day we deal with stress, fear and complicated financial problems. We sit across from people, just like yourself, who feel overwhelmed and stressed. So why do we
Taking financial stock is really just about pausing for a moment and being honest with yourself about your money. It is not about panic or self blame. It is simply about stopping long enough to see where you stand. Many people avoid this step because it feels uncomfortable, but ignoring the numbers rarely makes things
Do you actually know how much debt you have right now?For many people, this is a surprisingly hard question to answer. Not because they are reckless, but because looking closely at how much debt we have can feel scary. Writing down everything you owe, seeing all the numbers in one place, and adding it up
It normally takes about five years to sort out your debt through debt review. But what happens when your circumstances change and you think you would like to finish sooner. Debt review is a life saver because it makes your crushing debt so much more manageable and gives you space to breathe each month end.